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Loan Programs

Non-QM Loans

Non-QM loans are designed to provide financing options for borrowers who may not fit the traditional lending criteria, such as those with irregular income streams, self-employed individuals, or those with a higher debt-to-income ratio than typically allowed. These loans can accommodate a wider range of credit scores and financial situations, but they often come with higher interest rates and may require larger down payments to offset the lender’s increased risk. Non-QM loans still must adhere to certain ability-to-repay standards, but they offer more flexibility in how lenders can verify a borrower’s ability to repay the loan.

⦁ DSCR
⦁ Foreign National
⦁ ITIN loans
⦁ Commercial & Investment loans
⦁ Second Mortgage
⦁ Fix & Flip, renovations, and Construction loans
⦁ Bank Statement Loans- great for self-employed borrowers

Contact us for more information and requirements. Hablamos Español.