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Loan Programs

Conventional Loans

A conventional mortgage loan, often referred to as a «conforming» loan, is a home financing option that is not directly backed by the government but instead is secured through a private lender or a government-sponsored entity such as Fannie Mae. This type of loan is well-suited for borrowers who have a credit score of 620+ and a down payment, starting as low as 3% of the home’s purchase price.

Contact us for more information and requirements. Hablamos Español.

Home ready by Fannie Mae

  • 620+ credit score .
  • As low as 3% down payment
  • Flexible sources of funds
  • Affordable and cancellable monthly mortgage insurance

Home possible by Freddie Mac

  • 660+ credit score
  • As low as 3% down payment
  • Flexible sources of funds
  • Reduced mortgage insurance coverage and premium

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